![]() ![]() (If you’re reading this months after its release, scroll down the page and look under the Free heading along the right side of the window. For the first several days that Yosemite is available, Apple will display a banner promoting it. To get your copy select App Store from the Apple menu. Downloading YosemiteĪs were the last few versions of OS X, Yosemite is available from the Mac App Store. If you like what you see, go right ahead and install it on your regular startup volume. If you aren’t satisfied with it, it’s a simple matter to boot back into your Mavericks volume. ![]() By installing Yosemite on an external drive or a partition on your startup volume you have the option to experience it before making a complete commitment. It may be Yosemite’s new “flatter” look that puts them off or that Yosemite’s performance on their Mac isn’t everything they’d hoped it would be. Use Time Machine or another backup method to back up all your data.Ĭonsider a clean installation on a separate volume or partition: With every OS update-mobile or desktop-there are people who make the switch and then regret doing so. Developers have been busy making their apps compatible with Yosemite and updating them before you proceed will make for a happier experience when you finally jump to OS X 10.10.īack up your Mac: Mac OS upgrades generally go very smoothly these days, but if you were born under a bad sign, you could be one of the unfortunate few whose installation goes awry. Update your apps: From the Apple menu choose App Store and in the resulting window click on the Updates tab and install all appropriate updates for your existing apps. Again, Yosemite is free so you won’t see a mysterious charge appear on your credit card after the download, but you still need the ID to get a copy. And it is because you can’t download Yosemite from the Mac App Store without such an ID. But if you’re That Person, it’s time to get one. Get an Apple ID: If you own any hunk of Apple hardware made in the last decade it’s hard to imagine that you don’t also have an Apple ID. Your Mac will run better with more RAM, so if you’ve been nursing yours along with just 2GB, it might be time to consider adding more. Yosemite is compatible with the same Macs as Mavericks.Īpple tells us that, like Mavericks, Yosemite will need 2GB of RAM and 8GB of free storage space for the installation. MacBook (13-inch Aluminum, Late 2008), (13-inch, Early 2009 or later).You can download iStat Mini for $1.99 from the Mac App Store. It’s definitely not for power users, but it has its place. I see iStat Mini as more of a casual user feature for those who desire a quick glimpse at basic system stats. If you’re willing to spend the $16 single user license asking price for iStat Menus 5, then you’ll be granted a lot more depth as a result. iStat Mini was obviously designed to be quickly digestible and easy to use. That being said, the price of iStat Mini ($1.99) matches its limited feature set. There’s no in-depth stats for things like fan speed, disk I/O, CPU temperature or any of the other seemingly endless statistics provided by iStat Menus. While its nice to have such information accessible via a Notification Center widget, users who are looking for something on par with the original iStat Menus will probably be disappointed with the lack of depth provided by iStat Mini. There are no options to configure, and no settings to adjust. Once you install iStat Mini, just enable it widget via Notification Center. ![]()
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![]() ![]() Less than 3% of refugees returned to their country of origin At the same time, Cameroon hosted 380,300 refugees, mainly from the Central African Republic (CAR) and Nigeria. Nigeria hosted 100 at the beginning of 2018 compared to 32,800 by the end of the year. In total, there were 45,100 Cameroonian refugees globally at the end of 2018. The situation in Cameroon was complex as it was both a source country and host country of refugees and asylum-seekers, along with multiple internal displacements in 2018. Other large displaced populations of IDPs, refugees or asylum-seekers at the end of 2018 were from Afghanistan (5.1 million), South Sudan (4.2 million), Somalia (3.7 million), Ethiopia (2.8 million), Sudan (2.7 million), Nigeria (2.5 million), Iraq (2.4 million) and Yemen (2.2 million). A total of 5.4 million Congolese from DRC were also forcibly displaced, of whom 4,517,000 were IDPs and 854,000 were refugees or asylum-seekers. ![]() Colombians were the second largest group, with 8.0 million forcibly displaced, most of them (98 per cent) inside their country at the end of 2018. Most of those forced to flee South Sudan went to Sudan or Uganda, and those displaced from DRC also headed to Uganda.Īt the end of 2018, Syrians still made up the largest forcibly displaced population, with 13.0 million people living in displacement, including 6.7 million refugees, 6.2 million internally displaced people (IDPs) and 140,000 asylum-seekers. For example, most Syrians fled to Turkey, where there were half a million new refugee registrations and asylum applications. The vast majority of newly displaced people remained close to home. Most displaced people remained close to home Nigeria also had a high number of newly displaced people with 661,800, of which an estimated 581,800 were displaced within the country’s borders. Of these, 632,700 were newly displaced/registered outside the country, while the remainder were internally displaced. Syrians were the next largest newly displaced population, with 889,400 people during 2018. This increase more than doubled the existing internally displaced population in the country. Some 1.6 million Ethiopians made up the largest newly displaced population during the year, 98 per cent of them within their country. ![]() Many returned to their countries or areas of origin to try to rebuild their lives, including 2.3 million IDPs and nearly 600,000 refugees. This means that on every day of 2018, an average of 37,000 people were newly displaced. During the year, 13.6 million people were newly displaced, including 2.8 million who sought protection abroad (as new asylum-seekers or newly registered refugees) and 10.8 million internally displaced people (IDPs), who were forced to flee but remained in their own countries. We will look into the differences between both areas in detail in the below sections.Large numbers of people were on the move in 2018. Another major difference between these two settlements is that urban areas are highly populated, and rural areas have comparatively less population in comparison to urban ones. Urban means those human settlements where the rate of urbanisation and industrialisation is more in the same way rural means those human settlements, where the rate of urbanisation is slow. human has divided their settlement mainly into two types i.e. Difference Between Urban and Rural Areasīased on the different factors like the density of population, development, amenities, employment opportunities, education, etc. This article will be very helpful for those who are preparing for the UPSC IAS Exam. So, in this article, we will be covering all prospective of rural and urban areas in a very detailed manner. The major difference between these two areas is that in rural areas population density is less whereas in urban areas population density is more.
![]() ![]() One of the most important things for us is that the legit buyers feel like they are being honored. ![]() Ladavac: Our goal is not to shame pirates, but to deter them from using the pirated versions and promote being legit. How does this work exactly? Is this a way to out the pirates and put them to shame? However, in this case, it doesn’t bother legit players because the underlying DRM used is Steam, which is basically friendly towards the players, so people see more benefit than problems in using Steam. To determine whether the game is legally owned, a DRM system is used. With methods like this, you need to detect whether the player owns the game or not, and if not the so-called “trigger” is activated and does things like “stuck in the elevator,” or “ immortal pink scorpion” – a monster that is impossible to kill that goes after pirates’ characters. Do your unconventional anti-piracy methods forgo DRM? And while developers have been using Digital Rights Management (DRM) tools to thwart pirates, some have taken a less-traveled anti-piracy path.Īmong them is Croteam, an independent game developer in Croatia that turns the dynamics of a given game against the crooks that pirated it.Ĭroteam CTO Alen Ladavac describes some of the tactics his company uses to fight off pirates in an email interview with TECHtonics. Piracy accounts for 43 percent of all software installed on PCs, or about $62.7 billion in commercial value, according to BSA | The Software Alliance 2013 figures. Pirated software is displayed at a shop in Jakarta, Indonesia on May 12, 2011. Middle East / North Africa فارسی ir. كوردی Kurdi Türkçe.Africa Afaan Oromoo አማርኛ Français Hausa Kinyarwanda Kirundi Ndebele Português Shona Soomaaliga Kiswahili ትግርኛ Zimbabwe.East & Southeast Asia Burmese 粵語 中文 Bahasa Indonesia ខ្មែរ Khmer 한국어 ລາວ ไทย བོད་ཡིག Tibetan Tiếng Việt.English Worldwide English Learning English. ![]() ![]() ![]() As a general assumption, potential buyers that finance using FHA loans may raise eyebrows from sellers. ![]() There are certain limitations to properties that can qualify for FHA loans because they must meet standards such as basic health and safety.Borrowers with excellent credit are more likely to get better rates from conventional loans.People seeking more expensive home purchases may want to look at conventional loans instead. They hand out relatively smaller loans than otherwise.FHA insurance is often unavoidable without paying off the loan entirely. When people speak the good virtues of FHA, it is usually coupled with the 'catch' afterward - the insurance payments. Also, unlike the latter, FHA insurance premiums cannot be canceled once 20% of home equity is reached this is a very expensive and important cost to account for. The MIP and subsequent payments contribute to why FHA loans tend to be more expensive than conventional loans.With as many benefits as they come with, there are reasons why they haven't been adopted as the universal method for mortgage loans. Not only do they have very appealing incentives for borrowers, but for certain mortgage lenders also because they are a federal entity upheld by tax dollars, FHA loans basically guarantee the ability to take over any remaining loan payments when borrowers happen to default. Certain scenarios where FHA loan borrowers are allowed to spend up to 57% of their income on all monthly debt obligations, which can be considered exceedingly high compared to the debt-to-income ratio requirements of other mortgage loans.As long as borrowers can show that they can repay the loan (either through a history of payments or large savings), even the lowest income households can qualify. No expectation for income must be met.As a matter of fact, the FHA approves loans for households with credit scores of 580 or even lower. No requirement for high credit scores.This might be the single biggest contributing factor to FHA's importance in helping to realize the dreams of home ownership to less-than-qualified households. FHA loans are famous for requiring down payments as low as 3.5%. No requirement for large down payment.Like any financial product, FHA loans have pros and cons. ![]() Loan Term-Longer than 15 Years Loan Amount Use the tables below to figure out proper MIP rates. The annual MIP varies based on the loan term, loan amount, and loan-to-value (LTV) ratio. The upfront MIP is the same for all, which is 1.75% of the loan amounts and can be financed directly into the mortgage loans. The mortgage insurance payments from borrowers are mandatory in order to protect lenders from losses in instances of defaults on loans. To qualify, the FHA charges a single upfront mortgage insurance payment (MIP) along with annual mortgage insurance premiums. It is important to remember that the FHA doesn't lend money, but insures lenders instead. Therefore, it is plainly obvious that the popularity of FHA loans comes from their ability to extend mortgage loans to most people trying to buy a home. The FHA was established in 1934 after The Great Depression, and its continuing mission is to create more homeowners in the U.S. FHA loans are mortgages insured by the Federal Housing Administration, the largest mortgage insurer in the world. ![]() ![]() ![]() New data was recorded to augment the work previously conducted by THC staff in 1980. Despite their efforts and due to limited time, the team was not able to relocate the stem at the bow. 2035, the team uncovered an additional 12 frames (Figure 2b), exposing portions of the starboard side of the ship for a distance of 82 feet and 9 inches forward of the stern post. Working under the MAP’s annual Texas Antiquities Permit No. Only five frame tips remained exposed the following morning. The team took GPS coordinates and measurements of the visible frames. Ten starboard frames and the sternpost were exposed while the rest of the ship remained buried in the sand (Figure 2a). Because beached wrecks can quickly become reburied, MAP archeologists Borgens and Sarah Linden quickly mobilized. He alerted State Marine Archeologist Amy Borgens of the discovery on December 17th. ![]() In December 2017, Keith Reynolds, a member of the THC’s Texas Archeological Stewardship Network (TASN) spotted wooden frame tips (frames are the ship’s “ribs”) exposed in the sand after a couple of northers. This designation is the highest protective status awarded to Texas resources. In 2007, this shipwreck site was designated a State Antiquities Landmark (SAL) and determined to be eligible for listing in the National Register of Historic Places. THC archeologists made two trips to the site to assess the condition of the wreck and record basic diagnostic information. The site was quickly reburied by the shifting sands and it wasn’t until 1980 that the wreck was uncovered once again and brought to the attention of the THC (Figure 1). In the aftermath of Hurricane Beulah (1967), a large shipwreck was partially exposed in the surf on Boca Chica Beach. Recent storms have exposed two shipwreck sites on the south Texas coast, resulting in ongoing THC investigations. Such events may also led to their rediscovery. Historic accounts report that dynamic weather and currents along the south Texas coast contributed towards the loss of vessels. Storm events in recent years have exposed several historic shipwrecks along the Texas coast. ![]() Shipwrecks on Texas beaches and intertidal areas are rare, and often only emerge as storms scour and remove sand, thus revealing these relics for modern observation and study. These amazing finds are often vulnerable to man-made impacts, vandalism, and looting despite the protections specified in the Antiquities Code of Texas. In a prior blog, Marine Archeology Program (MAP) staff described the types of archeological sites located in coastal public areas and waterways. To find out more about Assassin's Creed 4: Black Flag, be sure to check out the AC4 Master Guide.By Amy Borgens and Sarah Linden, THC Marine Archeology Program staff If you complete all of thirteen shipwrecks, you unlock an achievement known as "Seven Deadly Sins." This will help you complete the Abstergo Challenges. Not all of these shipwrecks will require you to use the diving bell. I've listed the shipwrecks by their coordinates. These shipwrecks become available after you have access to the diving bell, which you receive at some point during Sequence 6.įor tips on how to successfully navigate these shipwrecks, check out my Assassin's Creed 4 Shipwreck Guide. ![]() ![]() Continued abuse of our services will cause your IP address to be blocked indefinitely. Please fill out the CAPTCHA below and then click the button to indicate that you agree to these terms. If you wish to be unblocked, you must agree that you will take immediate steps to rectify this issue. 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![]() ![]() We are able to maintain a free, high-quality service by receiving advertising fees from the brands and service providers we review on this website (though we may also review brands we are not engaged with). Enjoy your favorite services, media, and games fast and safe, no matter where you are Get the VeePN FREE VPN Edge. These advertising fees, combined with our criteria and methodology, such as the conversion rates, our team of reviewer's finding and subjective experience and product popularity, impact the placement and position of the brands within the comparison table. When the player is near a Minecart Track, pressing the Quick Mount hotkey or pressing the ⚷ Open / Activate key on a point on the track causes a Minecart to spawn, which the player is automatically placed in. High quality Diamond Minecart inspired Postcards by independent artists and designers from around the world. Once inside, the ▶ Right and ◀ Left direction keys either accelerate, decelerate, or reverse the cart's movement. Unique artwork for posting words of wisdom or decorating your wall, fridge or office. All orders are custom made and most ship worldwide within 24 hours. High quality Diamond Minecart inspired Postcards by independent artists and designers from around t. ![]() ![]() The cart will maintain its current speed and direction if no keys are pressed and no obstacles are reached. The cart can also "jump" with the ↷ Jump key. To exit the Minecart (which causes the Minecart to despawn), the player can use a hook, press the Quick Mount hotkey, or cancel the buff ( right-clicking the icon, selecting the icon and canceling it in the equipment menu, double-tapping the icon, or canceling the buff from the buffs screen). The Minecart will also despawn if the player jumps off the tracks, lands on blocks, and attempts to move sideways. 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If you want to access the new premium features we added to Cardhop 2.0, then a Flexibits Premium subscription will be required – take out a two week trial today. You will also continue to receive ongoing support and bug fix updates for free. If you are a previous Cardhop 1.0 customer (you purchased Cardhop 1.0 via the App Store or purchased a Cardhop 1.0 license via our website) then you can use Cardhop 2.0 with all of the features you purchased in the earlier version of Cardhop at no extra cost. If you are a current Flexibits Premium (previously known as Fantastical Premium) subscriber you now have full access to Cardhop 2.0’s complete feature set included as part of your subscription, all at no extra cost – enjoy! With Cardhop 2.0, you can upload additional images to your contacts for future reference. Your favorite contacts and interactions are now only a quick tap or click away! Image attachmentsĭo you want to add images to your contacts? 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